The simplest way to document personal debts and loans while upholding Islamic values of transparency and justice.
No subscription required. Secure & Private.

Trust, Documented.
Built with precision to handle the nuances of personal debt contracts, ensuring compliance with both legal standards and Islamic ethics.
Create legally sound contracts in 4 simple steps using our smart wizard.
Formal tools for Rescheduling and Debt Forgiveness (Sadqah), tracked and secure.
Secure, verified signatures for all parties, stored immutably.
Archive old contracts, smart search, and detailed filters to keep your debts organized.
The web portal lets you sign contracts as a guest. Download our mobile app to access these exclusive features:
*Web portal supports English and Arabic only for guest signing.
Access Watheq in English, Arabic, French, Swahili, Indonesian, Turkish, Urdu, Persian, and Bengali.
Only app users can mark debts as settled and manage payment confirmations.
Protect your sensitive data with FaceID/TouchID app lock.
Instantly share formal, signed Islamic contracts as PDF documents.
Formally document Sadqah (debt forgiveness) with tracked records.
Request and approve payment deadline extensions directly in the app.
Define terms, amount, and repayment date in seconds.
Invite witnesses and sign digitally with FaceID security.
Track payments and mark the loan as settled when done.
"O you who believe! When you contract a debt for a fixed period, write it down..."
Qur'an 2:282 (Ayat al-Dayn)
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